Our Beauty Supply & Salon program offers the most cost effective coverage for your business without cutting any corners. You still get full $1 million liability coverage like any other policy but at a reduced price.
- Stylists Professional Liability
- This is the coverage that protects your operators so that a customer’s bad hair day doesn’t ruin theirs. The extraordinary low-cost of this coverage is one-third the cost of competing policies.
- Minimum Premium
- Only $650 ($350 for Beauty Supply Only)
Standard Coverage
- General Liability
- $1,000,000 per Occurrence / $2,000,000 Aggregate
- Business Income
- No Limit (Actual Loss Sustained for 12 Months)
- Backup Up of Sewers and Drains
- $25,000
- Electronic Data Processing Equipment
- $20,000 / $5,000 Media
- Valuable Papers and Records
- $50,000
- Employee Dishonesty
- $10,000
- Accounts Receiveable
- $50,000
- Mechanical Breakdown
- $10,000
- Personal Property off Premises
- $50,000
- Building Ordinance or Law (if owned)
- $100,000
- Transit
- $25,000
- Money & Securities
- $5,000
- Outdoor Signs
- $10,000
- Medical Payments
- $5,000 per Person / $10,000 per Occurrence
- Newly Acquired Buildings
- $250,000
- Glass ($100/Occurence Deductible)
- $1,000 per Plate / $10,000 per Occurrence
- Fire Legal Liability
- $100,000
- Premise Distance Extension
- Coverage extended from 100 feet to 1,000 feet of the designated premises
Optional Coverage (additional cost applies)
- Professional Liability for Operators
- $30/yr for each Full-time Hair/Nail Stylist $15/yr for each Part-time Hair/Nail Stylist
- Other
- Many other coverages or extensions are available.
Disclaimer: The abbreviated outlines of coverage used in this website are not intended to express any legal opinion as to the nature of coverage. They are only visuals to a basic understanding of coverages. Please read your policy for specific details of coverages.