To this list, I would add:
Shop with an independent insurance agency who can shop for you.
Commercial and Personal Insurance Brokers
To this list, I would add:
Shop with an independent insurance agency who can shop for you.
While most auto policies cover rental car use, there are limitations. This article mentions some. Another is loss of use. The rental car company has the right to charge for the time that a vehicle is out of commission due to an accident. Some auto insurance policies cover this and others don’t.