Beauty Supply and Salon

Bad Haircut by London looks on FlickrOur Beauty Supply & Salon program offers the most cost effective coverage for your business without cutting any corners. You still get full $1 million liability coverage like any other policy but at a reduced price.

Stylists Professional Liability
This is the coverage that protects your operators so that a customer’s bad hair day doesn’t ruin theirs. The extraordinary low-cost of this coverage is one-third the cost of competing policies.
Minimum Premium
Only $650 ($350 for Beauty Supply Only)

Standard Coverage

General Liability
$1,000,000 per Occurrence / $2,000,000 Aggregate
Business Income
No Limit (Actual Loss Sustained for 12 Months)
Backup Up of Sewers and Drains
Electronic Data Processing Equipment
$20,000 / $5,000 Media
Valuable Papers and Records
Employee Dishonesty
Accounts Receiveable
Mechanical Breakdown
Personal Property off Premises
Building Ordinance or Law (if owned)
Money & Securities
Outdoor Signs
Medical Payments
$5,000 per Person / $10,000 per Occurrence
Newly Acquired Buildings
Glass ($100/Occurence Deductible)
$1,000 per Plate / $10,000 per Occurrence
Fire Legal Liability
Premise Distance Extension
Coverage extended from 100 feet to 1,000 feet of the designated premises

Optional Coverage (additional cost applies)

Professional Liability for Operators
$30/yr for each Full-time Hair/Nail Stylist $15/yr for each Part-time Hair/Nail Stylist
Many other coverages or extensions are available.

Disclaimer: The abbreviated outlines of coverage used in this website are not intended to express any legal opinion as to the nature of coverage. They are only visuals to a basic understanding of coverages. Please read your policy for specific details of coverages.

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