Commercial Insurance Packages are just what they sound like. They are a combination of multiple types (sometimes called lines) of insurance.
The most common coverages to be combined in a package are General Liability and Property coverage. The Business Owners Policy is a heavily discounted Commercial Package and are usually written for businesses with relatively simple coverage issues such as offices however they have recently been expanding into more risky areas, like Contractors. Very risky businesses, such as those that are construction-related, would not be eligible for a BOP.