Commercial Packages / Business Owners Policy (BOP)

Commercial Insurance Packages are just what they sound. They are a combination of multiple type (sometimes called lines) of insurance. The most common coverages to be combined in a package are General Liability and Property coverage. The Business Owners Policy is a heavily discounted Commercial Package and are usually written for businesses with relatively simple coverage issues such as offices however they have recently been expanding into more risky areas. Very risky businesses, such as those that are construction-related, would not be eligible for a BOP.