Beauty Supply & Salons
Our Beauty Supply & Salon program offers the most cost effective coverage for your business without cutting any corners. You still get full $1 million liability coverage like any other policy but at a reduced price.
Stylists Professional Liability - This is the coverage that protects your operators so that a customer's bad hair day doesn't ruin theirs. The extraordinary low-cost of this coverage is one-third the cost of competing policies.
Minimum Premium - Only $650 ($350 for Beauty Supply Only)
Standard Coverages:
| General Liability |
$1,000,000 per Occurrence / $2,000,000 Aggregate |
| Business Income |
No Limit (Actual Loss Sustained for 12 Months) |
| Backup Up of Sewers and Drains |
$25,000 |
| Electronic Data Processing Equipment |
$20,000 / $5,000 Media
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| Valuable Papers and Records |
$50,000 |
| Employee Dishonesty |
$10,000 |
| Accounts Receiveable |
$50,000 |
| Mechanical Breakdown |
$10,000 |
| Personal Property off Premises |
$50,000 |
| Building Ordinance or Law (if owned) |
$100,000 |
| Transit |
$25,000 |
| Money & Securities |
$5,000 |
| Outdoor Signs |
$10,000 |
| Medical Payments |
$5,000 per Person / $10,000 per Occurrence |
| Newly Acquired Buildings |
$250,000 |
| Glass ($100/Occurence Deductible) |
$1,000 per Plate / $10,000 per Occurrence |
| Fire Legal Liability |
$100,000 |
| Premise Distance Extension |
Coverage extended from 100 feet to 1,000 feet of the designated premises |
Optional Coverages (additional cost applies):
| Professional Liability for Operators |
$30/yr for each Full-time Hair/Nail Stylist
$15/yr for each Part-time Hair/Nail Stylist |
Other
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Many other coverages or extensions are available.
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Disclaimer: The abbreviated outlines of coverage used in this website are not intended to express any legal opinion as to the nature of coverage. They are only visuals to a basic understanding of coverages. Please read your policy for specific details of coverages.
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Business Insurance